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Flood insurance program worthy of board discussion
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Lincoln County supervisors are now taking an overdue look at possibly joining the National Flood Insurance Program, inclusion in which potentially could save homeowners in flood plain areas some money on their insurance and could provide the county with funding for road and bridge repairs following a disaster.
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The county is currently one of only four in the state that are not members of the NFIP. Whether membership in the program is warranted remains to be seen.
New maps unveiled last week during a meeting with Mississippi Emergency Management Agency officials revealed that only about 9 percent of Lincoln County lies in a flood plain. How many homeowners, whose insurance potentially could be impacted by the maps, is an unknown number at this point.
County officials are preparing a list of NFIP-related concerns to present to MEMA officials at an upcoming board meeting. The relative small size of the flood plain area and what impact NFIP membership could have on the rest of the county, such as what in the way of zoning regulations may be needed, appear to be some of those concerns.
Whether the membership benefits would outweigh negative aspects - if any -remains to be determined, but the discussion is definitely one worth having. And that is what supervisors are finally doing.
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©The Daily Leader 2009
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