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Public option is the best option:
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| By: Robert B. Clipper, Bruce |
September 16, 2009 |
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This letter concerns the war over health care and is my cogent analysis of the problem. Why does anybody worry that the government will choose your doctor? I always had my doctor chosen by the hospital or place where my treatment was started and otherwise kept that doctor or found one by selection from those in my area usually restricted to one or two available. Urgency chooses for us.
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We need a public option because the insurance companies always continue to escalate the prices of everything for maximum profit, not in any way for efficiency. Medicare works well and spends less by at least 30 percent over the private insurance management. Without a public control and oversight of the system, prices will continue to escalate until nobody can afford health care but the rich.
The idea for cooperative insurance and even cooperative at-cost or low-cost clinics is a good solution but must have oversight set upon health care for everyone managed by the government because skyrocketing profits for stockholders has not worked and never will.
There must be a basic health care for all guaranteed by the government which can be supplemented by insurance for 100 percent coverage, just as we now have with Medicare. There will be plenty of income for insurance companies to provide supplemental coverage. I pay more than $3,000 for 100 percent coverage now, and this payment more than covers my necessary health care cost with profit for the insurance companies. Younger people who will be in the system will obviously require less care at lower cost and keep costs low.
Having people line up at the emergency rooms of hospitals is costly, and periodic visits to a doctor will eventually reduce costs overall. We need government controls to keep tighter management for maximum efficiency. There must also be use of low-cost clinics with efficient management. Obama's idea for digital records can also greatly reduce unnecessary repeated MRI scans and other inefficiencies and help reduce costs.
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©The Chetek Alert 2010
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